TY - BOOK AU - Leather, P. TI - Home ownership solutions for low demand areas T2 - Housing Finance PY - 2004/// KW - HOUSING FINANCE KW - NEGATIVE EQUITY KW - INTERVENTION KW - MORTGAGE ARREARS KW - HOME OWNERSHIP KW - MIDLANDS KW - NORTHERN ENGLAND KW - MORTGAGE LENDING KW - MORTGAGE MARKET KW - PATHFINDER PROJECTS KW - MARKET RENEWAL PATHFINDER AREAS KW - LOW DEMAND N2 - Reports on the government housing market renewal Pathfinder policy for improving areas of low demand in cities in northern England and the Midlands and the role of mortgage lenders in this process. Based on research for an ODPM commissioned report "Home ownership solutions for low demand areas", the article examines in detail mortgage lending in the Pathfinder areas including such issues as mortgage arrears, negative equity, home owners views of their neighbourhoods and housing finance and the mutual development of strategies by Pathfinder boards and lenders. Concludes that the mortgage market operates in a positive way in Pathfinder areas and has much to offer in helping measures to tackle the problems of low demand areas succeed. The full report is available at www.odpm.gov.uk. Charts and tables cover aspects of mortgage lending in Pathfinder areas. References UR - https://www.odpm.gov.uk/stellent/groups/odpm_communities/documents/page/odpm_comm_030804.pdf UR - https://www.odpm.gov.uk/stellent/groups/odpm_communities/documents/page/odpm_comm_030804.pdf ER -