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All-risks insurance

By: Series: Contract Journal ; 422(6468) 24 March 2004, 26(1)Publication details: 2004Subject(s): Summary: In "Amec Civil Engineering Ltd v Norwich Union Fire Insurance Society Ltd" ([2003] EWHC 1341 (TCC), unreported), Amec (A) undertook land reclamation work on behalf of the States of Jersey (J). Part of the work involved construction of a curved sea defence wall, comprised of substantial reinforced concrete blocks. The visual appearance of the blocks was important as it was to be used as a seat and (J) insisted asbestos spacer blocks were not used in its construction as they would be visible. A used reinforced concrete spacer blocks, but during construction of the wall rust stains appeared, indicating the reinforcement was too near the surface of some of the blocks. A agreed to replace the affected blocks. A claimed against Norwich Union (N) on its all-risks insurance. N argued the policy covered loss or physical damage to A's property, whereas the blocks were just badly built. A's claim was dismissed.
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Item type Current library Call number Copy number Status Date due Barcode
Journal article London Journal article ABS67744 (Browse shelf(Opens below)) 1 Available 126139-1001

In "Amec Civil Engineering Ltd v Norwich Union Fire Insurance Society Ltd" ([2003] EWHC 1341 (TCC), unreported), Amec (A) undertook land reclamation work on behalf of the States of Jersey (J). Part of the work involved construction of a curved sea defence wall, comprised of substantial reinforced concrete blocks. The visual appearance of the blocks was important as it was to be used as a seat and (J) insisted asbestos spacer blocks were not used in its construction as they would be visible. A used reinforced concrete spacer blocks, but during construction of the wall rust stains appeared, indicating the reinforcement was too near the surface of some of the blocks. A agreed to replace the affected blocks. A claimed against Norwich Union (N) on its all-risks insurance. N argued the policy covered loss or physical damage to A's property, whereas the blocks were just badly built. A's claim was dismissed.